The EU Anti-Money Laundering Regulation takes effect 10 July 2027. Our platform helps you comply with confidence — risk assessment, customer due diligence, screening, and reporting in one place.
As a nationwide credit bureau, we automatically validate everything against government registers.
AML compliance shouldn’t be a separate project — it should be an invisible layer in your existing workflow. When you onboard a new client, our platform runs every check in the background: identity, beneficial ownership, PEP, sanctions, and risk classification.
Around 80% of clients clear automatically using data from official registers. No manual data entry, no waiting for documents. The remaining 20% get a clear to-do list — both for you and your customer — so nothing falls through the cracks.
AMLR Article 10 requires every obliged entity to document a comprehensive risk assessment. Our guided wizard walks you through it step by step — covering customer types, services, geographic exposure, and delivery channels — aligned with Annex I risk variables.
CDD requirements differ by customer type, risk level, and transaction size. Our smart onboarding engine automatically determines the right due diligence level — Simplified (SDD), Standard (CDD), or Enhanced (EDD) — based on real-time risk factors.
AMLR requires screening all customers, beneficial owners, and associates against PEP lists, EU sanctions lists, and adverse media — not just at onboarding, but continuously. Our platform screens your entire portfolio automatically when lists are updated.
AMLR sets the threshold at 25% ownership or control. Through complex corporate structures, calculating effective ownership requires multiplying vertically and summing horizontally across every chain. We do it automatically.
Beneficial owners are discovered from official company registers and visualized in an interactive ownership graph. Discrepancies between register data and customer declarations are flagged instantly. When ownership changes, your watchlist alerts you in real time.
The AMLR applies to all “obliged entities” across financial and non-financial sectors. If your business falls into any of these categories, full compliance is required.
Tax advisors, bookkeepers, and audit firms handling financial transactions
Brokers and letting agents for properties with monthly rent ≥ EUR 10,000
Legal professionals handling financial or real estate transactions
Credit institutions, e-money issuers, and payment service providers
CASPs with stricter thresholds — full CDD at EUR 1,000
Jewelry, watches, art, and luxury vehicles above EUR 10,000
The AMLR is a framework — the detailed requirements are defined by AMLA’s Regulatory Technical Standards (RTS), delivered in phases through 2026 and 2027. When rules change, your compliance tools need to adapt without a system replacement.
Every checklist, risk template, monitoring threshold, and SDD eligibility rule in our platform is template-driven and configurable. When AMLA publishes new RTS, we push template updates — no code deployment, no downtime, no re-implementation.
Most compliance steps complete automatically — no manual data entry, no chasing documents. Brought to you by a licensed credit bureau, every data point is validated in real time against authoritative sources.
Direct validation of individuals through population registers such as SPAR, strong identity verification with BankID and other eIDAS-compliant e-identity systems, and automatic beneficial ownership detection through company registers.
When due diligence requires information directly from your customer — source of funds, purpose of relationship, identity documents — don’t chase emails. Send a secure portal link and let them complete everything on their own.
AMLR compliance is included in all plans at no additional cost. Risk assessment, CDD workflows, screening, and reporting — built right into your existing subscription.
For smaller companies and individual users
Search organizations, vehicles and properties
For growing companies with more needs
Everything in Pro, plus
For large organizations with advanced requirements
Everything in Max, plus
Tailored for government and public sector
Everything in Enterprise, plus
Start your AMLR compliance journey today. Our platform handles the complexity so you can focus on your business.