Frequently Asked Questions

Which authorities are you connected to?

We are connected to all authorities that share information about companies, individuals, properties and vehicles, which mainly includes:

  • Swedish Companies Registration Office (Bolagsverket)
  • State Personal Address Register (SPAR)
  • Swedish Tax Agency (tax and registration information for companies)
  • Statistics Sweden Business Register
  • County Administrative Boards foundation register
  • Swedish Land Registry property register
  • Swedish Transport Agency vehicle register
  • Swedish Financial Supervisory Authority company register
  • Public Health Agency alcohol permits
  • Legal, Financial and Administrative Services Agency sanction fees
  • Swedish Enforcement Authority
  • Swedish Electrical Safety Authority business permits
  • Bankgirot bank giro number information

Do you sell my data to others?

We sell services built for companies that need to conduct efficient credit assessments and control functions. Furthermore, we require that everyone using our services must have a legitimate reason to obtain credit information, which for example could be if you wish to enter into a credit agreement.

We have thorough processes and procedures in place to prevent misuse and continuously monitor the market to ensure that data is used appropriately.

I want you to delete my data according to GDPR articles 17 and 21

We are a credit reporting agency licensed by the Swedish Authority for Privacy Protection. We therefore follow the Credit Information Act (1973:1173), which states in paragraph five:

In credit reporting activities, personal data may be processed without consent. The data subject does not have the right to object according to Article 21.1 of the EU Data Protection Regulation against the processing.

You therefore have no right to be removed from the registers of credit reporting agencies. You have the right to request a register extract if you want to know what data is in the registers.

What data do credit reporting agencies have about me?

Credit reporting agencies with nationwide operations have been notified in their license which data the license covers. However, data is limited to those listed below. The retention period is 36 months or shorter if not necessary.

  • Name information
  • Registered address
  • Registered spouse and guardian
  • Payment defaults
  • Debt balance
  • Seizure information
  • Debt restructuring information
  • Property information
  • Company engagements
  • Income information
    • Surplus from active sole proprietorship
    • Assessed earned income/income
    • Taxable earned income
    • Capital gains
    • Final tax information

I have received an incorrect judgment in a payment order and need to request correction

Contact us via support@tic.io and we will give you instructions on how to request correction of data.